Richboro, PA, Auto Insurance

Also Serving Richboro, PA, & Surrounding Areas

Pennsylvania’s Required Private Coverages
Pennsylvania’s Optional Private Coverages

Whether you have a squeaky clean record or a few blemishes, Gavaghan Family Insurance, Inc. in Richboro, Pennsylvania, can provide auto insurance for everyone. All carriers represented have a wide range of policy features, including roadside assistance, accident forgiveness, and better car replacement.

We insure cars, trucks, motorcycles, RVs, boats, and personal watercrafts. We offer flexible payment and discounts including:

• Safe Driver • Multi-Vehicle/Policy • College Graduates • Alumni Association

• Group/Good Student


Pennsylvania’s Required Private Coverages 

• Medical Benefits — This pays medical bills for you and others who are covered by your policy.
• Bodily Injury Liability — If you are found liable and you injure someone in a car accident, this pays their
  medical expenses and damages.
• Property Damage Liability — If you are at fault in damaging someone’s property, this pays for it. 
• Limited or Full Tort — With limited coverage, you are covered for all out-of-pocket medical and other
  expenses but are not able to recover certain damages, like pain and suffering. With full coverage, you
  retain unrestricted rights to bring suit against the negligent party.

Happy customer with auto insurance in Richboro, PA

Pennsylvania’s Optional Private Coverages

• Uninsured Motorist (UM) — If you are hit by an at-fault uninsured motorist, this covers passengers' bodily injuries. It does not cover property damage.
• Underinsured Motorist (UIM) — If you are hit by an at-fault motorist who does not have enough insurance, this covers injury expenses. It does not cover
  property damage.
• Stacking of UM or UIM — You can either multiply the amount of uninsured or underinsured motorist coverage by the number of vehicles on your policy or
  receive uninsured or underinsured motorist coverage from more than one policy under which you are insured. 
• Funeral Benefit — This covers money for funeral expenses if passengers die from an auto accident.
• Income Loss — You will receive a portion of your lost wages due to injury.
• Collision — This is payment to repair damage to your car as a result of an accident. 
• Comprehensive — This generally pays for theft or damage to your car from hazards.
• Extraordinary Medical Benefits — This coverage is for medical expenses that exceed $100,000 with a maximum of $1,000,000.
• Accidental Death Benefit — This is a benefit paid to a personal representative of an insured if the accident results in death within 24 months of the accident.
• Rental Reimbursement Coverage — This covers expenses, up to policy limit, to rent a vehicle.
• Towing Coverage — This coverage reimburses you for towing and labor costs of the disabled vehicle.
• Gap Coverage — This pays the difference between an insurance company’s payment for a totaled vehicle and the balance of a loan.

Contact our insurance agency today to request your quote on an auto insurance policy.